GUIDES · PLANS WRITTEN OUT, WITH YOUR NUMBERS
Tools tell you the number. Guides tell you what to do on Monday.
Each guide is a plan turned into a step-by-step playbook — worksheets, the exact tool sequence, and the mistakes that cost the most. Bought once, updated every tax year. The calculators stay free.
RECOMMENDED FROM YOUR MAP
The Retire-Early Playbook
Your goal is “Retire earlier” and the matching step on your map is “Raise your savings rate by 5 points”. This guide is that step, written out for the year ahead.
Guides are in preparation, not on sale yet.
Prices and terms on this page are the plan for launch. Nothing here takes payment today. Leave your email and you will hear once, when a guide is ready.
RECOMMENDED FOR YOUIn preparation
From savings rate to safe withdrawal: the 5-tool sequence, the Roth ladder, and the year-by-year checklist to 59½.
Covers your map: FIRE Calculator · Retirement Calculator · Social Security Calculator +2
✓ 12 worksheets, pre-filled from your map✓ Monte Carlo interpretation guide✓ Roth ladder timing calendar✓ Updated for 2026 IRS limits
Notify me when it's readyIn preparation
Affordability that protects your FI date, rent-vs-buy break-evens, and the negotiation numbers lenders don’t volunteer.
Covers your map: Home Affordability Calculator · Mortgage Calculator · Rent vs Buy Calculator +1
✓ Ceiling worksheet (28/36 + FI impact)✓ Rate-buydown and points decision tree✓ Closing-cost audit checklist
Notify me when it's readyIn preparation
Avalanche vs snowball for real humans, balance-transfer math, and the cushion you keep while you pay it down.
Covers your map: Credit Card Payoff Calculator · Balance Transfer Optimizer · Debt vs Invest Calculator +1
✓ Payoff sequencer with your balances✓ Balance-transfer fee calculator✓ Relapse-proof budget template
Notify me when it's readyIn preparation
Brackets, withholding, HSA, backdoor Roth, capital-gains harvesting — the ten levers that actually apply to salaried people.
✓ Bracket-by-bracket action list✓ W-4 tuning worksheet✓ Year-end checklist
Notify me when it's readyIn preparation
401(k) withdraw-roll-or-leave, treaty rates for 20 countries, and a return-home vs stay model.
✓ Country treaty table✓ Exit-year tax timeline✓ Non-resident FI worksheet
Notify me when it's readyBEST VALUESave $66
Every guide, every update, plus the quarterly “what changed” briefing.
✓ 5 guides + future releases✓ Quarterly briefing✓ Priority tool requests
Notify me when it's ready$0Calculators stay freeGuides never gate a number. They sell the sequencing and the judgment.
1×Buy once, updated yearlyIRS limits, brackets and rates refresh each January; you keep access.
7Pre-filled with your numbersWorksheets open with your map already inside. No re-typing.
30dRefund if it didn't change a decisionSame honesty as the methodology blocks.