What do I really take home, and what should I charge?

1099 vs W-2 Calculator

See the yearly billing and hourly rate a contractor needs to end up as well off as an employee, after self-employment tax, income tax, expenses and the benefits an employer pays.

Freelance Rate Calculator

Enter the after-tax income you want and what you pay for yourself, and see the hourly rate that covers self-employment tax, income tax, expenses and the time you cannot bill.

Raise Calculator After Tax

See what a raise adds to your pay after federal, payroll and state tax, what saving it does over a career, and how much sooner it gets you to financial independence.

Side Hustle Tax Calculator

Turn what a side hustle brings in into what you keep after self-employment tax and income tax, per hour and per year, and see how much sooner it gets you to financial independence.

Real Hourly Wage Calculator

Divide what you keep after tax and the cost of going to work by every hour the job takes, including the commute and the unpaid extras, to see what an hour of your time is really paid.

Solo 401(k) Contribution Calculator

Find the most you can contribute for 2026 as both employee and employer, and the federal tax it saves.

Bonus Tax Calculator

See what your bonus check will show, what the bonus really costs in tax once you file, and what putting part of it in your 401(k) changes.