How do I compare with people like me?

Your net worth and retirement savings against Federal Reserve and BLS data for your age.

Net worth$417k

Invested$420k

Saving46%

FOR YOU IN BENCHMARKSNothing urgent here for your numbers. Start with a tool below to explore.See the full map →

START HERENet Worth by Age CalculatorCompare your net worth with the Federal Reserve’s 2022 medians and averages for families your age, in 2026 dollars; it publishes no percentiles by age. Retirement Savings by Age CalculatorSee what share of U.S. families your age have a retirement account, their median and average balance, and a pay-multiple rule of thumb, in 2026 dollars. Financial Health CheckupSeven published benchmarks measured against your own numbers, each with the dollars you are short. There is no score, only where you stand and what is furthest from its benchmark.

PLAN · 0/5Retire early

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The formula, always

Equation, worked example with your numbers, assumptions listed.

[1]

Primary sources, cited

IRS, Federal Reserve, BLS, Shiller. Dated and linked on every page.

Gates

No login, no email wall, no submit button. The app is offered, never required.

✓ Changes in U.S. Family Finances from 2019 to 2022: Evidence from the Survey of Consumer Finances (Table 2) · Aladangady et al., Federal Reserve Bulletin, October 2023✓ Chart: Survey of Consumer Finances, 1989–2022 (retirement accounts by age of reference person) · Board of Governors of the Federal Reserve System✓ Financial Foundations: build an emergency fund · FINRA✓ Consumer Expenditure Surveys, calendar-year tables, 2024: Table 1203, income before taxes · U.S. Bureau of Labor Statistics✓ Compound Interest · Investor.gov, U.S. Securities and Exchange Commission✓ HINC-01. Selected Characteristics of Households by Total Money Income in 2025 · U.S. Census Bureau, Current Population Survey CPS ASEC 2026✓ Changes in U.S. Family Finances from 2019 to 2022: Evidence from the Survey of Consumer Finances (Table 2) · Aladangady et al., Federal Reserve Bulletin, October 2023✓ Chart: Survey of Consumer Finances, 1989–2022 (retirement accounts by age of reference person) · Board of Governors of the Federal Reserve System✓ Financial Foundations: build an emergency fund · FINRA✓ Consumer Expenditure Surveys, calendar-year tables, 2024: Table 1203, income before taxes · U.S. Bureau of Labor Statistics✓ Compound Interest · Investor.gov, U.S. Securities and Exchange Commission✓ HINC-01. Selected Characteristics of Households by Total Money Income in 2025 · U.S. Census Bureau, Current Population Survey CPS ASEC 2026

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