Tools/Benchmarks/Income Percentile Calculator✓ CHECKED AGAINST WORKED EXAMPLES · SEP 29, 2026

Where does my household income rank in the US?

Enter your household’s income for the year to see the share of US households you are ahead of, overall and among households with a householder your age, your size of household and your number of earners (Census Bureau, 2025 income).

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Earners in your household
People in the household with earnings from a job or self-employment during the year.
YOUR INCOME PERCENTILEABOVE THE US MEDIAN HOUSEHOLD
71stpercentile
A household income of $145,000 is higher than about 71% of US households (2025 income); the US median was $87,460. Among households with a householder aged 25 to 34 it is higher than about 73% (median $94,880), among one-person households about 91% (median $45,610), and among one-earner households about 82% (median $72,360).
US median household
$87,460
Median, ages 25 to 34
$94,880
Top 10% starts at
$259,985
Top 1% starts at
$681,850

Your percentile among different groups of households

All US householdsmedian $87,460
71%
Householder aged 25 to 34median $94,880
73%
One-person householdsmedian $45,610
91%
One-earner householdsmedian $72,360
82%

$145,000 ranks at the 71st percentile of all US households, the 73rd among householders aged 25 to 34, the 91st among one-person households and the 82nd among one-earner households. A household with more people or earners than yours usually has more income, so it can rank lower in its own group.

Share of US households with an income below each level

99%50%0.0%0100000200000300000Household income ($)You: 71stAll households

The curve climbs quickly through the middle and flattens at the top: half of households made less than $87,460, 83% made less than $200,000, and getting from the 90th to the 99th percentile takes a jump from $259,985 to $681,850.

The income each percentile starts at

PercentileAll householdsAged 25 to 34One-person
10th$20,437$30,099$11,491
25th$44,031$54,485$22,608
50th$87,989$94,921$45,690
75th$159,669$151,631$82,546
90th$259,985$232,820$136,342
95th$347,538$314,857$183,328
99th$681,850$634,603$376,475

Reading across, a household at the 75th percentile of all households made at least $159,669, while one at the 75th percentile among householders aged 25 to 34 made at least $151,631. The top figures above $250,000 are estimated from a fitted curve because the Census Bureau reports them as one open-ended bracket.

What moves the needle

Each row re-runs the calculation with one change. Click to apply.

How it's computed

FORMULA
Percentile = households with income below yours ÷ all households × 100, running down the $5,000 brackets and spreading each bracket’s households evenly across its width
Above $250,000 (all households) or $200,000 (groups) the tail is a Pareto curve: share above x = share above L × (L ÷ x)^α, with α = mean ÷ (mean − L) from the published mean of the top bracket
Income at a percentile = the same calculation run backwards
  • The data is the Census Bureau’s CPS ASEC 2026: tables HINC-01 and HINC-06, 2025 income, read September 30, 2026. It is a survey of about 137 million households, so every figure has sampling error; the Bureau’s tables carry the standard errors.
  • Income is “total money income”: a household’s cash income from all sources before income tax, Social Security and Medicare payments, and exclusive of certain receipts such as capital gains. It is not wages alone and not after-tax income.
  • Income above the highest published bracket is estimated. For all households the top bracket ($250,000 and over, mean $430,100) fixes a curve; for groups, whose top bracket starts at $200,000, the curve comes from all households above $200,000. Rankings at the very top are approximate.
  • Households are compared with all households and with those sharing your householder’s age group, household size and number of earners, one at a time, not combined. A percentile ranks income, not wealth or living standard: costs vary widely by place and a household’s size changes what an income buys.
  • The interpolated median of each of the 18 groups is within $700 of the median the Census Bureau publishes, which is a check on the data and the method.
WORKED EXAMPLE · SAMPLE NUMBERS
$145,000 sits in the $145,000 to $149,999 bracket. 97,434 thousand households are in lower brackets, plus 0 thousand of the 1,738 thousand in its own bracket, out of about 137,100 thousand: the 71st percentile.
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Questions about this result

$87,460 for 2025, according to the Census Bureau’s CPS ASEC 2026 (table HINC-01). Half of US households made less and half made more. It is a household figure, so it includes households with several earners and households with none, such as retirees.
About $260,000 a year in 2025: the tables show about 11% of households at $250,000 or more, and the fitted curve above that puts the 90th percentile near $260,000.
About $680,000. The Census Bureau publishes everything above $250,000 as one bracket, so the top 1% figure is estimated from a curve fitted to that bracket’s published average, and is less certain than the figures below $250,000.
Your household’s. The Census tables count all the cash income of everyone in a home together, before tax. If you live alone, that is your own income; if you share money with a partner, add theirs. The percentile then compares like with like, and the group comparison below the headline adjusts for age, household size and earners.
No. Total money income leaves out certain receipts such as capital gains, and it counts cash only, so employer-paid health insurance and other benefits are not in it. It does include wages, self-employment, Social Security, pensions, interest, dividends and rent.
Not necessarily. Income is not wealth, and a household’s costs and size differ with where it lives and who lives in it. The net worth by age page shows where savings rank; this page ranks only the year’s cash income.
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