6 LIVE
Debt & housing
What is the fastest, cheapest way out of debt, and how much house can I afford?
Payoff order and interest saved, the mortgage payment behind a home price, and whether to prepay debt or invest.
Payoff52 mo
Interest$6,715
With +$30023 mo
FOR YOU IN DEBT & HOUSINGPut $300/mo extra on the cardCREDIT CARD PAYOFF$3,984 savedSee the full map →
START HEREDebt Payoff PlannerPay off a credit card or several debts: see the months and interest an extra payment saves, and compare avalanche, snowball, a transfer and a loan. Home Affordability CalculatorFind the home price your income supports at the 28/36 lender guideline, plus the full monthly payment, cash to close and loan schedule. Pay Off the Mortgage or InvestCompare paying the mortgage down with investing the same extra money each month, over the rest of the loan, after tax on the growth.
PLAN · 0/4Get out of card debtStart with Credit Card Payoff Calculator →
FROM THE LIBRARY · FREE
Open the shelf →The Debt shelf
Know what you owe, pay it down in the right order, and handle student loans.
FROM THE BLOGAll posts on the blog →
GUIDEDebt-Free in 18 MonthsAvalanche vs snowball for real humans, balance-transfer math, and the cushion you keep while you pay it down.$19 · See the guide
Debt & housing tools
6 liveDEBT & HOUSINGCALCULATOR
Debt Payoff Planner
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DEBT & HOUSINGCALCULATOR
Home Affordability Calculator
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DEBT & HOUSINGCALCULATOR
Pay Off the Mortgage or Invest
Open →
DEBT & HOUSINGCALCULATOR
Federal Student Loan Repayment Plans
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DEBT & HOUSINGCALCULATOR
Pay Off Debt or Invest
Open →
DEBT & HOUSINGCALCULATOR
True Cost of a Car Calculator
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The formula, always
Equation, worked example with your numbers, assumptions listed.
[1]
Primary sources, cited
IRS, Federal Reserve, BLS, Shiller. Dated and linked on every page.
0
Gates
No login, no email wall, no submit button. The app is offered, never required.