How much state tax would I save by moving?
Compare the 2026 state income tax on your wages between any two states, with every state and D.C. ranked at your income.
Filing status
One person’s wages, no dependents.
Local income taxes
Some cities and counties in eleven states also tax income; that is left out.
STATE TAX DIFFERENCEYOU WOULD SAVE
$7,939
On $145,000 of wages filing single, New York would tax you about $7,939 a year, and Florida nothing, since it does not tax wages. Moving from New York to Florida saves about $7,939 a year.
NY tax
$7,939
FL tax
$0
Per month
$662
Share of pay
5.5%
What you would pay in New York and in Florida
New YorkFlorida
State income tax
$8k
$0
Total
$8k
$0
New York taxes your $145,000 of wages at a top rate of 5.9%, an effective 5.5% of income, for $7,939; Florida does not tax wages. Local income taxes are not counted.
How the difference changes with income
New YorkFlorida
Moving from New York to Florida saves $2,103 a year at $50,000 of wages, saves $4,860 a year at $100,000 and saves $15,947 a year at $250,000; at your $145,000 it saves $7,939 a year.
Every state at $145,000 of wages, filing single
| State | State tax | Of income | Against NY |
|---|---|---|---|
| Alaska | $0 | 0.0% | $7,939 less |
| Florida (moving) | $0 | 0.0% | $7,939 less |
| Nevada | $0 | 0.0% | $7,939 less |
| New Hampshire | $0 | 0.0% | $7,939 less |
| South Dakota | $0 | 0.0% | $7,939 less |
| Tennessee | $0 | 0.0% | $7,939 less |
| Texas | $0 | 0.0% | $7,939 less |
| Washington | $0 | 0.0% | $7,939 less |
| Wyoming | $0 | 0.0% | $7,939 less |
| North Dakota | $1,568 | 1.1% | $6,371 less |
| Ohio | $3,219 | 2.2% | $4,720 less |
| Arizona | $3,416 | 2.4% | $4,523 less |
| Louisiana | $3,964 | 2.7% | $3,975 less |
| Indiana | $4,248 | 2.9% | $3,691 less |
| Pennsylvania | $4,452 | 3.1% | $3,488 less |
| Iowa | $4,858 | 3.4% | $3,081 less |
| Kentucky | $4,957 | 3.4% | $2,982 less |
| Mississippi | $5,068 | 3.5% | $2,871 less |
| Arkansas | $5,165 | 3.6% | $2,775 less |
| North Carolina | $5,277 | 3.6% | $2,662 less |
| Rhode Island | $5,286 | 3.6% | $2,654 less |
| Colorado | $5,672 | 3.9% | $2,268 less |
| Nebraska | $5,718 | 3.9% | $2,221 less |
| West Virginia | $5,752 | 4.0% | $2,187 less |
| New Mexico | $5,774 | 4.0% | $2,165 less |
| Alabama | $5,833 | 4.0% | $2,106 less |
| Missouri | $5,878 | 4.1% | $2,062 less |
| Michigan | $5,912 | 4.1% | $2,027 less |
| Oklahoma | $5,980 | 4.1% | $1,960 less |
| Utah | $6,453 | 4.5% | $1,487 less |
| Georgia | $6,487 | 4.5% | $1,452 less |
| Idaho | $6,577 | 4.5% | $1,363 less |
| South Carolina | $6,589 | 4.5% | $1,351 less |
| Maryland ≈ | $6,805 | 4.7% | $1,134 less |
| Montana | $6,832 | 4.7% | $1,108 less |
| Massachusetts | $7,030 | 4.8% | $909 less |
| Illinois | $7,033 | 4.9% | $907 less |
| Wisconsin | $7,044 | 4.9% | $895 less |
| New Jersey | $7,048 | 4.9% | $891 less |
| Vermont | $7,233 | 5.0% | $706 less |
| Kansas | $7,291 | 5.0% | $648 less |
| Virginia | $7,523 | 5.2% | $416 less |
| Connecticut | $7,900 | 5.4% | $39 less |
| New York (you now) ≈ | $7,939 | 5.5% | — |
| Delaware | $8,229 | 5.7% | $290 more |
| Minnesota | $8,549 | 5.9% | $610 more |
| Maine ≈ | $8,872 | 6.1% | $933 more |
| California | $9,255 | 6.4% | $1,316 more |
| District of Columbia | $9,357 | 6.5% | $1,417 more |
| Hawaii | $9,533 | 6.6% | $1,594 more |
| Oregon | $12,310 | 8.5% | $4,371 more |
9 places tax no wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Among the rest, North Dakota ($1,568), Ohio ($3,219) and Arizona ($3,416) tax you least at this income and Oregon ($12,310), Hawaii ($9,533) and District of Columbia ($9,357) tax you most. New York ranks 44 of 51 from the lowest.
Where the figure is an estimate
| State | Why it is an estimate |
|---|---|
| Maryland | Maryland phases its personal exemption out in steps between $100,000 and $150,000 of income ($150,000 to $200,000 if married filing jointly); this estimate phases it out evenly. |
| New York | Above $107,650 of income New York phases the benefit of its lower rates out. This estimate uses the 2025 form’s method with the 2026 rates, so it may differ from the 2026 form. |
| Maine | Maine phases out its standard deduction above $100,000 of income ($200,050 if married filing jointly), and its personal exemption at higher incomes. Those phase-outs are not modelled, so the tax shown is a little low. |
The states marked ≈ in the table are the ones where this page cannot follow the whole state rule at your income: Maryland, New York and Maine. The figure is close, and the note says why.
What moves the needle
Each row re-runs the calculation with one change. Click to apply.How it's computed
FORMULA
State tax = bracket tax on (wages − standard deduction − personal exemption), less any credit the state gives in place of them
Special rules follow each state’s own form: phase-outs, federal-tax deductions (AL, MO, OR), recapture (CT, NY), a minimum tax (VT)
Saving from moving = tax where you live now − tax where you move; positive means you keep more
Local tax, if added = the state’s average local income tax as a share of income × wages
- Your wages are your whole income and equal federal AGI. The calculation takes the standard deduction and personal exemption and no itemized deductions, dependents, pre-tax contributions, other income or credits.
- It compares income tax only. Sales, property and other taxes, housing and living costs, and payroll taxes are not part of it.
- Rates and brackets are the ones in force for 2026 in the Tax Foundation’s table (read September 29, 2026). Five states changed after it was published and use the enacted law instead: Arkansas, Georgia, South Carolina, Utah and West Virginia. Laws enacted after the Tax Foundation’s May 11, 2026 update are not included.
- Where a state had not published 2026 amounts, the latest year’s are used: Connecticut’s 2024 tax tables, New York’s 2025 worksheets, and the 2025 thresholds for California, Maine, Missouri and Oregon.
- Washington taxes capital gains, not wages. Local income taxes, where added, are the statewide average share of income (Tax Foundation, 2023 data), not the rate of any one city or county.
- Above $107,650 of income New York phases the benefit of its lower rates out. This estimate uses the 2025 form’s method with the 2026 rates, so it may differ from the 2026 form.
WORKED EXAMPLE · SAMPLE NUMBERS
Wages $145,000, single. New York takes $8,000 off in deductions and exemptions, leaving $137,000 taxed at up to 5.9% for $7,939. Florida does not tax wages, so the tax is $0. New York less Florida is $7,939 − $0 = $7,939.
SOURCES
[1]2026 State Individual Income Tax Rates and BracketsTax Foundation[2]State Income Tax Cuts Enacted in 2026 (table, as of May 11, 2026)Tax Foundation[3]Form CT-1040 TCS, Tax Calculation Schedule (Tables A to E)Connecticut Department of Revenue Services[4]Instructions for Form IT-201: tax computation worksheetsNew York State Department of Taxation and Finance[5]H. 4216, South Carolina income tax rates and deduction (approved March 30, 2026)South Carolina General Assembly[6]HB 1001 (Act 1), income tax rates, First Extraordinary Session 2026Arkansas General Assembly[7]2026 Income Tax Rate Cut (adjusted tax rates)West Virginia State Tax Department[8]Form MO-1040 (2025), federal income tax deductionMissouri Department of Revenue[9]2025 Form OR-40 Instructions, federal tax liability subtraction (Table 4)Oregon Department of RevenueHSBuilt by Hussain Sehorewala · checked against worked examples · Sep 29, 2026
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Questions about this result
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. Washington taxes only capital gains, at 7% and 9% above $1 million, and collects a separate 0.58% WA Cares premium on wages that is not an income tax and is left out here. Every other state and D.C. taxes wages at some rate.
On the example of $145,000 of wages filing single, New York’s state income tax is about $7,939 a year and California’s is $9,255; Texas taxes no wages, so the saving is those amounts. The saving changes with income, filing status and, if you add them, average local income taxes: New York’s average local tax adds $2,320 at that income.
It marks a state where this page cannot follow the whole rule at your income: Maine’s phase-outs above $100,000, Maryland’s stepped exemption, New York’s recapture of its lower rates above $107,650 (the 2025 form’s method with 2026 rates), and Ohio’s joint filing credit. The note under the table says why.
Only if you add them. Some cities and counties in eleven states also tax income. The add-on is the state average as a share of income, for example 1.6% in New York, 2.4% in Maryland and 1.2% in Ohio. That is an average over all residents, so your own locality may charge more or nothing.
Not necessarily. This page compares income tax only. Housing, sales and property taxes, insurance, commuting and the price of everyday goods differ by state and often by more than the income tax does, and some states with no wage tax raise money in other ways.
The table was read on September 29, 2026. It shows the rates in force for 2026, and the five states the Tax Foundation lists as changing their law in 2026 sessions, through its May 11 update (Arkansas, Georgia, South Carolina, Utah and West Virginia), use the enacted text. States change their tax law often, so check your own state’s revenue department before making a move.
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