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THE LIBRARY · GROWEstate and legacy shelf

Estate and legacy

Protect what you have built, pass it on, and plan for your digital life.

Three books, read in order: the foundations, then the strategies, then a deep dive. Each chapter works its numbers out with the calculators and cites its sources.

Volumes3
Chapters22
Reading time2.3 h
Calculators8
READ IN THIS ORDERFoundations → Strategies → Deep dive
01
VOL 1 · FOUNDATIONSWealth Protection Fundamentals8 chapters · 48 min
  1. 01How Asset Protection Works
  2. 02Lawsuit Risk and the Insurance Layer
  3. 03How You Title Assets
  4. 04Beneficiary Designations
  5. 05Planning for Digital Assets
  6. 06LLCs, Family Partnerships and Protection Trusts
  7. 07Business Succession and Buy-Sell Agreements
  8. 08Trusts for Larger Estates
02
VOL 2 · STRATEGIESLegacy & Philanthropy Planning7 chapters · 47 min
  1. 01Wills, Guardians and the Documents Every Plan Needs
  2. 02Avoiding Probate with Beneficiary Designations and Living Trusts
  3. 03Gifts, Estate Tax and Passing Wealth Across Generations
  4. 04Giving to Charity Tax-Efficiently
  5. 05Investing in Line with Your Values
  6. 06Family Governance, Family Offices and a Lasting Legacy
  7. 07Preparing the Next Generation
03
VOL 3 · DEEP DIVEDigital Estate Planning7 chapters · 42 min
  1. 01Mapping Your Digital Estate
  2. 02The Law Behind Digital Access
  3. 03Passwords, Password Managers and Emergency Access
  4. 04Email, Photos and Social Media After You Are Gone
  5. 05Passing On Cryptocurrency and NFTs
  6. 06Keeping a Digital Business Running
  7. 07Writing Your Plan and Keeping It Current
CALCULATORS FOR THIS SHELF
HSA as stealth retirement account →How much does my HSA save in tax and what could it grow to by 65?Backdoor Roth →How much tax will a backdoor Roth cost under pro-rata?0% capital gains harvesting →How much tax if I sell, and how much gain can I realize at 0%?Mega backdoor Roth room →How much can I put into a mega backdoor Roth?State income tax comparison →How much state tax would I save by moving?Quarterly estimated tax & safe harbor →How much estimated tax per quarter to avoid a penalty?Standard vs itemized →Should I itemize or take the standard deduction?Tax bracket calculator →What federal tax do I owe and what are my marginal/effective rates?
TERMS ON THIS SHELF
Estimated tax paymentsSelf-employment taxDigital asset (estate planning)Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA)Legacy contactStep-up in basisLetter of instructionBeneficiary designationVoidable transferHomestead exemptionTenancy by the entiretyCharging orderDomestic asset protection trustBuy-sell agreementGrantor retained annuity trustProbateRevocable living trustEstate tax exemptionAnnual gift tax exclusionPortabilityCharitable remainder trustHealth Savings Account (HSA)Health flexible spending account (FSA)IRMAA (income-related monthly adjustment amount)Tax-equivalent yieldFICA taxMarginal tax rateEmployer matchTax withholdingTax-loss harvesting529 planQualified business income (QBI) deductionHome office deductionHobby or businessOrdinary and necessary business expenseEffective tax rateStandard deductionFiling statusTax creditLong-term capital gains rateEstimated tax safe harborRefundable tax creditDonor-advised fundWash sale ruleQualified charitable distributionQualified domestic trust (QDOT)US-situated assets (estate tax)Domicile (estate tax)